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What TV sports, video games and fantasy dramas is costing you

When it comes to zero reward living for a short period of time, most people just can not imagine that working an unskilled gig economy job means much to them.  "Why would I want to work for $15 an hour driving morons around?" There's a reason why you'd want to, and...

Zero Reward Living

Zero Reward Living is a term I coined a year or so ago when it became obvious that no amount of low reward living will help many people who are totally entrenched in high reward living to the point that every aspect of their lives revolves around FOMO (fear of missing...

Zero Reward Lifestyle: Mickey, Male, 25, Intro

Mickey (his actual birth name) needed help because the area he lives in doesn't have a good gig economy but he was ready to change his life now rather than 10 years from now when he would be 35 and end up like some of his neighbors. So he asked for advice.  And my...

Lollapalooza and music in 1991 cost me $2 million

When it comes to zero reward living, I am the example of having blown more in my teens and 20s than most people make in their entire lives.  It wasn't until I was 31, recently separated, and too broke to even afford to turn on electricity that I first encountered zero...