Zero Reward Lifestyle: Mickey, Male, 25, Intro
Mickey (his actual birth name) needed help because the area he lives in doesn’t have a good gig economy but he was ready to change his life now rather than 10 years from now when he would be 35 and end up like some of his neighbors. So he asked for advice. And my answer was that it might be time to consider a zero reward living plan to undo the damage he’d done years prior.
I pulled up the maps and apps and looked to see where near him were some gig economy options. Since he works 2nd shift Monday through Friday (11am to 8pm) I needed to figure out a system that made sense. No wife, no kids, no major addictions that we can’t resolve in 24 months or less.
So I found a solution: 2 hour drive each way gets him to a major urban hub. That hub has hostels for poor traveling hipsters to stay in for $21 per night.
The plan in April came together: leave work at 8pm. Drive 2 hours to major hub on Friday night.. Spend 10pm to 4am doing Uber/Lyft work, check into hostel to sleep 4am to noon, $21. Noon to 8pm Saturday do daytime gig economy work (Instacart, Dolly, Handy, Lawnlove, TakeLessons, etc). Then from 8pm to 4am back to Uber/Lyft for the drunk crowd. Repeat on Sunday.
Drive home Monday morning, arrive at home around 2am and sleep until 10am in time for work.
It’s a grueling schedule. No typical man would want to do it.
May 12 – September 18 = $18,500 in income. Still waiting to see his spreadsheet totalling gas and maintenance costs and hostel costs but I would be surprised if those were more than $4000. He plans to do this for 2 years as he fights his addictive habits and defriends shitty cohorts. If he can manage a similar average weekly income, he may be able to get to $100,000 after expenses in just 2 years, break his high reward behaviors, and buy that investment condo before he’s 28.